Latest opinions that Jonathan Westley has shared on Finextra

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Jonathan Westley

Chief Data Officer, Experian UK & EMEA

Experian

Member since

05 Oct 2016

Location

London

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Jonathan's opinions

Consumer contributed data: a welcome boost for credit scores

We all love a subscription. Whether that’s bingeing on the latest box set available on Netflix or Prime, or enjoying a craft ale from your monthly beer box – the popularity of these services have grown significantly over the last decade. In fact, recent research revealed that the UK spends over £550 a year on new subscription services and signs up...

11 November 2020 /inclusion Personal Finance

How new data sources can help pave the road to recovery

With the growth of e-commerce and streaming of everything from music to films, online subscription services have become increasingly popular. According to research published by Barclaycard, Britain has become a nation of super-subscribers - spending over £550 a year on new digital services and signing up to an average of seven services per househo...

08 October 2020 /inclusion Big Data

3 steps to help build an effective data literacy program

Current data trends are not only changing how organisations operate on a day-to-day basis, but they’re also affecting the kind of people who are most in demand. A new collection of skills and business roles are needed to manage and unlock data, as well as minimise any risk. Today’s organisations must look beyond the latest technologies when it com...

15 September 2020 Data Management 101

Data-driven innovation can help us avoid the mistakes of 2008

The long-term economic effect of the Covid-19 pandemic is still largely unknown, but it’s likely to make an impact like nothing we’ve seen since the Second World War. With a few nations emerging from the lockdown and only now starting to get back on their feet, there is still no certainty about when – and how – the economy will recover. The IMF pr...

12 June 2020 /inclusion /covid-19 Innovation in Financial Services

Covid-19: protecting vulnerable consumers is a must

The past few weeks have served up a range of unprecedented challenges for everyone and we are all quite rightly focused on staying safe and healthy. But many people will also be concerned with their financial health too, which will certainly be a worry if your income has taken an unexpected hit. This isn’t a normal time we are living in and it’s g...

02 April 2020 /people /covid-19 Financial Risk Management

Two years later and Open Banking is putting consumers firmly in control of their finances

Two years on from the launch of Open Banking in the UK and we’ve seen a wave of innovation which has transformed the way we all manage, move and make the most of our money. Experian is behind many of the Open Banking services you see today, processing approximately 1 in 4 of the successful Open Banking API ‘calls’, when people consent to share thei...

15 January 2020 /inclusion Innovation in Financial Services